DO YOU WORK ON COMMISSION?

No way - I loathe sales with every grain of my being. I am a 100% fee-only firm. This means that I do not receive commissions or other payments from the providers of financial products that I recommend to you. For me, it’s not about the profit, it’s about achieving your goal.

WHAT DOES THE CFP® BEHIND YOUR NAME MEAN?

This means that I, Cheryl Burgmaier, have obtained my CERTIFIED FINANCIAL PLANNER™ (CFP®) certification. The CFP® certification means that I’ve completed extensive training and am committed to the CFP Board's ethical standards that require that I put my clients' interests first.

HOW DO I KNOW IF WE’LL WORK WELL TOGETHER?

The best way to know if we’ll be a good fit is to schedule a complementary consultation phone call with me. As always, there will be absolutely no pressure and no pushy sales during our chat - just some good, clean finance fun! You can also learn more about me here.

WHAT ARE YOUR FEES?

You have options when it comes to working with me! I am all about transparency, reducing financial anxiety and trying to make this easy for you, so if you have any questions about my fees please don’t hesitate to shoot me an email.

Investment Management Using an Outside Manager
The standard advisory fees for are based on the market value of the account and is calculated as follows:

• Account Value: $1 - $500,000, Annual Advisory Fee: 1.25% 

• Account Value: $500,001 - $1,000,000, Annual Advisory Fee:  1.00% 

• Account Value: $1,000,001 - $2,000,000, Annual Advisory Fee:  0.90% 

• Account Value: $2,000,001 - $3,000,000, Annual Advisory Fee:  0.80% 

• Account Value: $3,000,001 - $4,000,000, Annual Advisory Fee:  0.70% 

• Account Value: $4,000,000 and over, Annual Advisory Fee:  0.60% 

The annual fees are negotiable, prorated, paid in arrears on a quarterly basis, and are based on the average daily balance over the previous quarter.  The Outside Manager will debit the Client’s account for both the Outside Manager’s fee, and FWFP’s advisory fee, and will remit FWFP’s fee to FWFP. The fee table above includes the advisory fees charged by the Outside Manager.  

Ongoing Comprehensive Financial Planning
Ongoing Financial Planning consists of an upfront charge of $500-$5,000 and an ongoing fee that is paid monthly, in arrears, at the rate of $200-$2,000 per month. Fees are based on complexity and needs of the Client, and may be negotiable in certain cases. 

Hourly Financial Planning
Hourly Financial Planning engagements are offered at an hourly rate of $295 per hour. The fee may be negotiable in certain cases and is due upon the completion of the engagement.  

Project-Based Financial Planning Fixed Fee
Project-Based Financial Planning is offered on a fixed fee basis.  The fixed fee will be agreed upon before the start of any work. The fixed fee can range between $200 and $2,000, depending on complexity and scope of the engagement and may be negotiable in certain cases.  

DO YOU ONLY WORK WITH WOMEN?

Of course not!

I love working with female clients in all walks of life, including those who are married and wanting to get on the same financial page as their husband. I really enjoy helping couples come up with a comprehensive financial plan that benefits both parties.

In my experience, many women view money very differently than men, and it’s so exciting to view finance through the lens of our shared experiences, such as motherhood. Many of my clients are young female professionals who are ready to get set up for their financial future. Others are newly divorced and taking control of their finances for the first time.

No matter what stage of life you’re in - or what state your finances are in - I am here to meet you where you are.

DO YOU HAVE A TIMELINE OF HOW THE FINANCIAL PLANNING PROCESS WORKS?

I absolutely do. This is something I typically share during your meet & greet. Hint, hint!